NIST SP 800-63A identity proofing guidelines provide requirements for meeting various Identity Assurance Levels (IALs), with Level 2 needing strong proof like biometrically verified passport.
Revision 4 unambiguously downgrades vulnerable, password-based authentication methods like CAPTCHAs while prioritizing phishing-resistant protocols like FIDO2 for authentication layer 2. Furthermore, CSPs can evaluate threats, service impacts and user populations to select suitable IALs at run time.
IAL3 Compliant Solution
TrustSwiftly NIST IAL3 verification requires superior-strength identity proofing to link claimed digital identities with real world ones. To do so effectively requires multi-factor authentication (MFA), and federated identity management to ensure claims can be trusted by multiple relying parties.
NIST 800-63A IAL3 provides a core framework for digital identity risk management, outlining requirements for Identity Assurance Levels (IAL), Authenticator Assurance Levels (AAL) and Federation Assurance Levels (FAL). These guidelines encourage organizations to dynamically assess threats, service impacts and user populations when selecting suitable digital identity protection mechanisms.
Revision 4 of NIST 800-63A IAL3 divides identity proofing and authentication into distinct assurance levels to facilitate more adaptable risk management, with an eye toward making solutions accessible and usable for all users. This shift includes placing more emphasis on accessibility and supporting various proofing methods while also balancing requirements with other standards that might conflict such as password policies. It refines IAL taxonomy to incorporate additional pathways leading up to IAL2 authentication while officially acknowledging remote, unattended identity proofing.
IAL3 Identity Proofing
Identity proofing is an integral component of digital authentication processes, serving as a first step toward verifying an individual’s real life existence to reduce fraud and identity theft. To be effective, this process typically includes in-person or remote identity proofing with stringent oversight that combines document validation, biometric comparison, superior evidence from government documents validated against authoritative sources, verification of liveness checks as well as confirmation that the person presenting evidence matches up with his claimed identity without anyone impersonating someone else presenting evidence against themselves. At IAL3 identity proofing processes also require verification of liveness checks so as to confirm whether someone presenting evidence is actually themselves without falsely representing themselves or someone else is taking their identity in any way.
TrustSwiftly IAL3 solution combines document validation and facial recognition comparison technology, safeguarding against presentation and spoofing attacks by verifying an individual’s live image against that in their submitted ID document, providing businesses with a cost-efficient solution that mitigates risks while improving customer experiences.
IAL3 Authentication
IAL3 is the highest assurance level within NIST digital identity guidelines and requires a secure process to authenticate a user’s claimed ID against their real-world identity. Compliant solutions employ advanced security measures like real-time document validation and biometric comparison to verify a user’s identity without being compromised by phishing, malware or other online threats.
As a result, user credentials remain safe from being exploited and they can trust accessing various relying parties without repeated authentication. HYPR’s FIDO Certified Passwordless Authentication and Identity Verification Platform helps organizations fulfill IAL3 requirements by eliminating vulnerable password-based authentication methods.
IAL3 authentication should take place in an environment which offers the necessary level of security, such as hardware-protected or isolated environments preventing keys from being leaked out or extracted from devices. Furthermore, all cryptographic authentication mechanisms used at IAL3 must comply with FIPS 140 Level 1 requirements or higher.
IAL3 Verification
TrustSwiftly passwordless authentication and comprehensive identity verification platform directly assists organizations in meeting NIST 800-63A IAL3 Digital Identity Guidelines, which promote modern identity proofing techniques like FIDO Certified security keys or subscriber controlled wallets to protect against phishing attempts.
The NIST 800-63A IAL3 standard stipulates high-assurance authentication and verification practices that include multi-factor biometric comparison, facial recognition with liveness detection, document authentication and minimal data collection processes. These processes must be secure, robust, transparent and meet a high level of transparency with minimum data collection required.
Organizations can leverage a unified identity and authentication solution to verify employee identities at every point in their employee lifecycle, from onboarding new hires, granting system access and preventing interview fraud.
TrustSwiftly IAL3 compliant solution uses chat, video, fingerprint/iris scan verification as well as facial recognition with liveness detection to validate identities; additionally it offers step-up reproofing based on risk to deter attackers from bypassing verification processes; creating more resilient digital identities which reduce cyber liability insurance premiums by eliminating password resets while simultaneously decreasing attack surfaces significantly.
